Engagement Proposal | gWorks + Allan Lacoste

Executive Summary

What we discussed. What comes next.

This proposal outlines the engagement structure for Allan Lacoste to serve as the hands-on payment infrastructure advisor and architect for gWorks. The scope covers a full assessment of your current Worldpay/Payrix environment, architecture design for a modernized multi-processor strategy, and ongoing advisory through implementation and beyond.

$30K

Monthly Retainer

12 mo

Minimum Term

Monday

Target Start

Scope of Work

What is included.

Phase 1: Assessment and Architecture

✓ Full processing statement audit (Worldpay/Payrix)
✓ Interchange gap analysis (government MCC benchmarking)
✓ API stack documentation and integration assessment
✓ Current Payrix agreement review and analysis
✓ Payment method gap analysis
✓ Multi-processor architecture design
✓ Migration roadmap and risk assessment
✓ Recommendations report

Milestone Payment

$25,000

Due at architecture sign-off

Phase 2: Implementation and Go-Live

✓ Processor negotiation (Worldpay + alternatives)
✓ API integration oversight or hands-on-keyboard
✓ Digital wallet integration (Apple Pay, Google Pay)
✓ ACH/e-check expansion
✓ Service fee/surcharge compliance (all 50 states)
✓ Parallel running and migration management
✓ Go-live certification and cutover
✓ 90-day post-go-live stabilization

Milestone Payment

$25,000

Due at production go-live

Commercial Terms

Engagement economics.

Component	Structure	Duration
Monthly Advisory Retainer	$30,000 / month	12-month minimum
Phase 1 Milestone	$25,000 (architecture sign-off)	One-time
Phase 2 Milestone	$25,000 (production go-live)	One-time
Processing Volume Override	5 basis points on net new volume processed through modernized infrastructure	3 years from go-live
Savings Commission	20% of documented savings vs. current effective rate	3 years, paid annually

Volume Override (5 bps)

Applies to all transaction volume processed through the new payment infrastructure you build with Allan's guidance. Calculated monthly, paid quarterly. Begins at production go-live.

Savings Commission (20%)

Measured against a documented baseline of gWorks' current effective processing rate. The savings delta multiplied by actual annual volume determines the commission pool. Paid annually in arrears. Both the override and savings commission stack.

Guaranteed Minimum

$360,000 Year 1 Floor

The 12-month minimum retainer ensures a $360K engagement floor regardless of project timeline. Milestone payments ($50K) and performance compensation (5 bps + 20% savings) are additive.

What the Retainer Covers

$30K/month is not just Allan. It is the full operation.

Allan Lacoste

25+ years payments. Direct processor relationships at Worldpay, Adyen, TSYS, Fiserv. Architecture, strategy, and execution oversight.

Extended Team

Allan retains the ability to spin up specialized resources as needed: integration engineers, compliance analysts, and project managers. The retainer covers the full team, not just one person.

Processor Access

Direct executive relationships at every major processor. No cold outreach. No learning curve. Allan picks up the phone and is in the room for every negotiation.

What We Need from gWorks

To start Monday, we need the following.

Processing Statements

3 months of processing statements from Worldpay/Payrix. This is the foundation of the interchange gap analysis and rate benchmarking.

Current Payrix Agreement

The existing MSA, sub-merchant agreement, and any addenda with Payrix/Worldpay. We need to understand term, exclusivity, volume commitments, and exit clauses.

API Documentation

Full API stack documentation for the current payment integration. Payrix API endpoints, authentication, webhook configurations, and any custom middleware.

Technical Point of Contact

An engineering lead who can answer integration questions and provide access to staging/sandbox environments when needed.

Projected Timeline

We move fast.

This is not a 12-month crawl. We operate at startup speed with enterprise discipline. The retainer guarantees a 12-month runway, but the goal is to be live well ahead of that.

Week 1

Kickoff — Processing statements, Payrix agreements, API docs collected. Technical discovery calls. We start Monday.

Week 2-4

Assessment and Architecture — Interchange gap analysis, payment method audit, architecture design, recommendations delivered

Week 4

Phase 1 Milestone — Architecture sign-off. $25K milestone.

Week 5-10

Implementation — Processor negotiations, API integration, digital wallets, ACH, service fee compliance, parallel running

Week 10-12

Go-Live — Phased migration, municipality-by-municipality cutover, monitoring. $25K milestone.

Week 12+

Optimization — Post-go-live stabilization, interchange optimization, service fee rollout, savings baseline established

Confidentiality

Mutual Non-Disclosure Agreement

Both parties agree to maintain confidentiality of all proprietary information exchanged during this engagement. Download, review, and sign the mutual NDA below.

📄 Download Mutual NDA

PDF format. Signature required from both parties before engagement begins.

Next Steps

Ready to begin.

01 Sign NDA

Download and execute the mutual NDA. Both parties sign before any proprietary data is exchanged.

02 Execute Engagement Letter

Allan will deliver a formal engagement letter based on the terms in this proposal for signature.

03 Kick Off Monday

Share processing statements, Payrix agreements, and API docs. We schedule the technical discovery call and begin.

Questions? Contact Allan directly.

allan@lacfamilyholdings.com